Updated: 23 July 2009

Please read these Terms of Use carefully. They contain important information about your rights and obligations.

By visiting and/or using the Website ("Site"), you fully and unconditionally agree to these Terms of Use. If you do not agree to these Terms of Use, please do not visit or use this Site. We may at any time revise these Terms of Use by updating this page. By using this Site, you agree to be bound by any such changes.

Your Conduct

Any information that you submit to us or that we collect through this Site is subject to our Privacy Policy, the terms of which are incorporated into these Terms of Use.

By using this Site, you agree not to upload, post, email or otherwise send or transmit any material that: (1) contains viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with the Site; or (2) is abusive, illegal, libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights or otherwise objectionable or which may give rise to liability or violate any law. You also agree not to: (1) impersonate any other person while using the Site; (2) use the Site for any unlawful purpose; or (3) upload commercial content to the Site or use the Site to solicit others without our express prior written permission.

Termination

We reserve the right in our sole discretion to terminate or restrict your use of the Site, without notice, for any or no reason, and without liability to you or any third party.

Warranty Disclaimer & Liability Limit

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE PRESENT THE SITE "AS IS" AND WITHOUT ANY WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY. WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. We assume no liability or responsibility for any errors or omissions on the Site; any failures, delays or interruptions in the Site's accessibility; any losses or damages arising from the use of the Site; or any conduct by other users of the Site. We reserve the right to deliver the Site in our sole and absolute discretion. Some jurisdictions do not allow the disclaimer of implied warranties, so the foregoing may not apply to you. IN NO EVENT SHALL THE SITE, ITS SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE (JOINTLY OR SEVERALLY) TO YOU FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE SITE OR THESE TERMS OF USE, ON ANY THEORY OF LIABILITY, AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE. Some states do not allow the exclusion of certain damages, so the above may not apply to you. If any authority holds any portion of this section to be unenforceable, then liability will be limited to the fullest possible extent permitted by law.

Indemnification

You agree to indemnify, defend and hold this Site its shareholders, officers, directors, employees and agents harmless from and against any third-party claim or cause of action, including reasonable attorneys' fees and court costs, arising, directly or indirectly, in whole or in part, out of your use of the Site or your violation of these Terms of Use, any law or the rights of any third party.

Electronic Notices

By using the Site, you agree to receive electronic communications from us. You agree that any notice, agreement, disclosure or other communication that we send you electronically will satisfy any legal communication requirements, including that such communications be in writing.

Third-Party Links

The Site may link to sites operated by third parties. However, we have no control over these linked sites, all of which have their own terms of use and data collection practices. These linked sites are only for your convenience, and you access them at your own risk.

Disputes

Your use of the Site shall be governed by the laws of the State of New York, without regard to choice of law provisions. Except where prohibited, you agree that any and all disputes, claims and causes of action directly or indirectly arising out of or relating to the Site shall be resolved individually, without resort to any form of class action, and exclusively in the state or federal courts located in New York County, New York. Any cause of action or claim you may have with respect to the Site must be commenced within one (1) year after the claim or cause of action arises, or it shall be forever barred.

General If any provision of these Terms of Use is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall be enforced. Headings are for reference purposes only and in no way define, limit, construe or describe the extent or scope of such provision. Our failure to enforce any provision of these Terms of Use shall not constitute a waiver of that or any other provision. These Terms of Use set forth the entire understanding and agreement between you and this Site. with respect to the subject matter hereof.